ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. The company is headquartered in Coral Gables, Florida and currently employs 3,349 full-time employees. The Company’s segments include Banks, Merchants, and Billers. The company provides payment solutions to large and mid-size banks globally for retail banking, real time, digital, and other payment services. The company supports merchants globally, including Tier 1 and Tier 2 merchants, online-only merchants and the payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. Within the biller segment, it provides electronic bill presentment and payment (EBPP) services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, and mortgage categories. Its solutions include ACI acquiring, ACI issuing, ACI enterprise payments platform, ACI low value real-time payments, ACI high value real-time payments, ACI omni commerce and others.