Heritage Commerce Corp. is a holding company, which engages in the provision of banking. The company is headquartered in San Jose, California and currently employs 339 full-time employees. The company offers a range of range of commercial and personal banking services to residents and the business/professional community in Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara counties of California. The company operates through two segments: Banking segment and Factoring segment. Its loan portfolio includes commercial and industrial loans; commercial real estate loans; construction loans; and small business administration (SBA) loans. The company also offers home equity lines of credit. The company provides non-interest-bearing demand, interest bearing demand, and money market accounts. The company offers certificates of deposit and savings accounts. The company provides other products and services, such as bank by mail, night depositories, safe deposit boxes, automated payroll services, electronic funds transfers, online bill pay, and homeowner association services.