Peoples Financial Services Corp. is a bank holding company, which engages in the provision of financial services through its wholly-owned subsidiary, Peoples Security Bank and Trust Company. The company is headquartered in Scranton, Pennsylvania and currently employs 393 full-time employees. The company went IPO on 2002-06-05. Peoples Bank is a state-chartered bank and trust company. The company provides a variety of commercial and retail banking services to business, non-profits, governmental, municipal agencies and professional customers, as well as retail customers, on a personalized basis. Its primary lending products are real estate, commercial and consumer loans. The Peoples Bank also offers automated teller machine access, credit cards, active investment accounts, trust department services and other various lending, depository and related financial services. Its primary deposit products are savings and demand deposit accounts and certificates of deposit. Its retail lending products include the various types of loans, including residential real estate; automobiles; manufactured housing; personal and home equity.