Sterling Bancorp, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Southfield, Michigan and currently employs 270 full-time employees. The company went IPO on 2017-11-17. The firm operates through Sterling Bank and Trust, F.S.B. (the Bank). The Bank originates residential and commercial real estate loans, construction loans, commercial lines of credit and other consumer loans. The company also engages in mortgage banking activities and, as such acquires, sells and services residential mortgage loans. The Bank operates through a network of 28 branches of which 26 branches are located in San Francisco and Los Angeles, California with the remaining branches located in New York, New York and Southfield, Michigan. The company offers traditional depository products, including checking, savings, money market, individual retirement accounts and certificates of deposits, to individuals and businesses throughout its market areas. Its investment portfolio consists of United States treasuries and agency notes, mortgage-backed securities, collateralized mortgage and debt obligations, and equity securities.