Simmons First National Corp. is a holding company, which engages in the provision of banking and other financial products and services to individual and corporate customers. The company is headquartered in Pine Bluff, Arkansas and currently employs 3,202 full-time employees. The Company, through its lead subsidiary, Simmons Bank (the Bank), provides banking and other financial products and services in markets located in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. The Bank offers commercial banking products and services to business and other corporate customers. The Bank extends loans for a range of corporate purposes, including financing commercial real estate, construction of properties, commercial and industrial uses, acquisition and equipment financing, and other general corporate needs. The Bank also engages in small business administration and agricultural finance lending, and it offers corporate credit card products, as well as corporate deposit products and treasury management services. The Bank also offers a range of consumer banking products and services, including savings, time, and checking deposit products, automated teller machines services (ATM), and others.