Premier Financial Corp. is a holding company, which engages in the provision of banking business. The company is headquartered in Defiance, Ohio and currently employs 1,112 full-time employees. The Bank is primarily engaged in community banking. The Bank attracts deposits from the general public through its offices and website, and uses those and other available sources of funds to originate residential real estate loans, commercial real estate loans, commercial loans, home improvement and home equity loans and consumer loans. In addition, the Bank invests in United States Treasury and federal government agency obligations, obligations of states and political subdivisions, mortgage-backed securities that are issued by federal agencies, including real estate mortgage investment conduits (REMICs) and residential collateralized mortgage obligations (CMOs), and corporate bonds. The Bank conducts its operations through approximately 74 full-service banking center offices, 12 loan offices and two wealth offices.